This post is a guest post from Tia over at Financially Fit & Fabulous.
You can read more about her by clicking the double arrow next to her photo. Enjoy!
I remember it like it was yesterday. Working 65+ hours per week. A full time job I hated and a second job to pay off debt. What seemed to be the only bright spot was my boyfriend of 2+ years.
He understood me exactly.
Or so I thought.
He was also working two jobs which he hated. But we were focused. The weekends gave us a chance to relax and do things like “movie hop” or try new recipes.
One morning that all changed. He told me we weren’t “compatible”. What does that even mean? Not being compatible with someone? If we enjoy each others company, that is all that should matter, right?
He didn’t think so.
After that day, I embarked on a journey that would change my life forever. Despite being sad, I focused on myself.
I made the decision to invest in myself.
I want to share with you the ways that I tuned in and chose to invest in myself.
My first focus at investing in myself involved my health.
With all this new found free time, I dedicated myself to a gym routine. Not just any gym routine. I went to the gym 5-6 days a week. When friends would ask me what I was up to, my typical response would be the gym.
I found solitude at the gym.
Just me, the treadmill, and my iPod listening to Kanye West. When I first started at the gym I would walk 2 miles and leave. By three months in, I was walking 3 miles. I started the couch to 5K app and even signed up for my first 5k, The Color Run!
After 9 months of consistently eating better and working out, I had lost 35 lbs!
Although I worked the second job for almost a year, I wasn’t serious about paying off this looming debt. To be exact it was a $11,000 bill in collections.
The debt had dropped my credit score tremendously and was holding me back from achieving other financial goals.
I decided to get serious about kicking the debt to the curb.
I decided, I wasn’t working 65+ hours a week for fun. Where had all the money been going? I decided to sit down, look at my budget, and make changes. Every week when I got my paycheck from the second job I would put at least $150 aside for the debt. That was $7200 paid in one year. When my tax refund came, I also put that toward the debt.
After 18 months, I had not only paid off the $11,000 debt but I had also raised my credit score 150 points!
Making the decision to invest in myself was one of the best choices I ever made.
By making the decision to invest in myself, in as little as 18 months, I:
- lost 35 lbs
- paid off $11,000 of debt
- raised my credit score over 150 points
Most importantly changed my life forever. I felt happier than I had in years. I didn’t need a man or anyone else to give that to me.3 Benefits of Choosing to Invest in Myself w/ @finfitandfab Click To Tweet